4.50% Annual Percentage Yield (APY) as of March 2023. Otherwise $5 per month. Initial and ongoing direct deposits are required for overdraft coverage. Published 8 December 22. retirement Key Private Bank. You have to register first, though. APY. These cards are sponsored by the Bureau of the Fiscal Service. GO2bank is Green Dot's flagship digital bank. https://money.com/what-is-metabank-stimulus-check/. It is possible to use stimulus cash on one of these Visa debit cards to pay the rent. Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. ), Even if you have poor credit (FICO scores of 629 or lower), it wont be a hindrance to getting the card, and there wont be a, Explore credit cards with no credit check, However, if earning rewards is a priority for you, other secured cards do offer them. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Answer: If your EIP Card is lost or stolen, log in to your account at EIPCard.com (opens in new tab) immediately and "lock" your card so no one else can use it. Offers may be subject to change without notice. GO2bank is Green Dot's flagship digital bank. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. When evaluating offers, please review the financial institutions Terms and Conditions. Its just not an active card which you may destroy if you want. MORE: NerdWallet's best starter credit cards. Account must be in good standing and chip-enabled debit card activated to opt in. Limits apply. However, if earning rewards is a priority for you, other secured cards do offer them. Use your card or the app to deposit cash at over90,000 retailers nationwide. The GO2bank account comes with a Visa Debit card. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Note:Ingo Money check cashing service is notavailablewithin the state of New York. Additional criteria may apply which can affect your eligibility and your overdraft coverage. The card itself will say "Visa" on the front and "MetaBank" (the issuing bank) on the back. And make sure you put the money to good use! It's a Visa with a blue background and white stars. People in all 50 states as well as Washington, D.C., are getting EIP Cards, especially those who live in the western U.S. See Deposit Account Agreement (PDF). The names on the back of the EIP Card may be unfamiliar, but they are real. If you get a debit card for both payments, a new EIP Cards will be issued for your second-round payment. Easily apply after eligible direct deposit. Account must be in good standing and chip-enabled debit card activated to opt in. Unapproved checks will not be funded to your account. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. The Key Private Bank offices in Naples, Ft. Myers and Palm Beach Gardens have returned to normal business hours from 9 a.m. to 4 p.m. Monday through Friday. GO2bank reserves the right to cancel or modify the terms of the referral reward offer or terminate the member's eligibility at any time with or without prior notice. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit Opt-in required. MORE: NerdWallet's best secured credit cards. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, 5 Things to Know About the GO2bank Secured Credit Card. Otherwise $5 per month. (To find out how much money you will get, use our Second Stimulus Check Calculator (opens in new tab). on them. Finally, you can download the Money Network Mobile App2 at the App Store or on Google Play. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Do not sell or share my personal information. If your card has more than one name on it, only the first person listed (i.e., the primary cardholder) can activate the card. Answer: Yes. Void where prohibited. Previously, he was a homepage editor and digital content producer for Fox Sports, and before that a front page editor for Yahoo. This type of transaction is done online at EIPCard.com (opens in new tab) or through the Money Network Mobile App. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. Topic A: General Information. balance for APY. Overdrafts are paid at our discretion. By Joy Taylor That is the case for some taxpayers, but most taxpayers have only two options: direct deposit or paper check. Pre-qualified offers are not binding. APY may change before or after you open an account. Fees on your primary deposit account may reduce earnings on your savings account. Question: Can I make recurring bill payments with my debit card? You might be one of the approximately 8 million Americans who finds a debit card in their mailbox soon. Mobile number verification, email address verification and mobile app are required to access all features. Read our editorial standards. Learn more. Question: What should I do if my card is lost or stolen? Money Network hosts the site eipcard.com. High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee Learn more (Overdraft Protection PDF). Overdrafts are paid at our discretion. Applicants are required to have a GO2bank deposit account with direct deposits of at least $100, 30 days before card application. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. This puts a temporary extra charge on your card. Access your favorite topics in a personalized feed while you're on the go. The IRS says it's sending out prepaid debit cards "to speed delivery of the payments to reach as many people as soon as possible." For additional information about Annual Percentage Rates, fees and other costs, see theGO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF).. NO credit check and NO impact to credit when you apply** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Free phone requires payment of $100 for first two months of service, plus shipping. Get your government benefits up to 4 days early** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. GO2bank aims to serve people who don't have a checking or savings account, which was about 5.4% of households in 2019. You also need to have a Social Security number. There's . However, a fee is charged for the following EIP Card services and transactions: Check your EIP Card welcome packet and cardholder agreement for more information about fees. Don't throw away that strange letter from Nebraska you just got in the mail. If you can afford to, consider putting down a higher deposit, as this can make it easier to remain below a, (Credit utilization includes the amount of credit you use with this account and others, and it's a major factor in your credit scores. To qualify, you must have: Filed your 2020 taxes. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Ask your preferred app provider for any details or special requirements. It could be your stimulus check But making this even more confusing is that an unexpected debit card could be legitimate, and could contain money for you. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. See Deposit Account Agreement (PDF) for terms and conditions. The money can be used however you want and does not need to be repaid to the government even if you get too much. Our opinions are our own. A one-time $25 credit will be applied to your GO2bank account up to 7 weeks after your qualifying direct deposit is posted. Set up a 4-digit Personal Identification Number Set up a 4-digit Personal Identification Number and sign the back of your card. The average national savings account interest rate of 0.35% is determined by the FDIC as of 2/17/23. You may be asked for personal information to verify your identity. Lots 81-82 Street C 6 Reasons Why Your Second Stimulus Check Might Be Delayed. With responsible card use, you can build your credit history and may be able to upgrade your account to a better product from the issuer, like the, Capital One Quicksilver Cash Rewards Credit Card, You can weigh these options against the competition by visiting NerdWallet's roundup of. The IRS and Treasury Department are in the middle of distributing a round of $600 relief payments to pandemic-stricken Americans. Offer, device and plan are subject to change. St. Patrick's Day is the day when the green from those latest stimulus payments will actually flow into many savings and . She is based in Los Angeles. In today's top news in digital-first banking, California FinTech Green Dot is rolling out the GO2bank mobile banking to help cash-strapped individuals, while stimulus checks are reportedly . Thanks a lot for watching, for sharing this video on social media and goodbye to you all! Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Heres how it works. Most people who qualify for a third stimulus check will get their money via direct deposit to their bank account. , which means that as your credit score improves, youll likely become eligible for unsecured cards that come with rewards and other long-term benefits. Even though it might seem sketchy, it's not junk mail it's your second stimulus check. So how do we make money? Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Already have a GO2bankTM account? On the other hand, you won't have to pay interest or build up debt, either. If a move from one state to another is in your future, you could save big bucks by relocating to one of these states where the tax bite is light for middle-class families. Try these alternative options. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Referred individual acknowledges that payment of the reward will result in the referring GO2bank accountholder's knowledge of the individual's new Account. Get cash from in-network ATMs Transfer funds to their personal bank account Check their card balance online, by mobile app or by phone This free, prepaid card also provides consumer protections available to traditional bank account owners, including protection against fraud, loss and other errors. 11. by October 15, 2021. By David Muhlbaum Here is a list of our partners and here's how we make money. Rules and other restrictions apply. Build your credit with the GO2bank Secured Visa Credit Card. Go2 bank has no protection and is making it easy for scammers to open an account with no special info needed. However, there's no upgrade path once you're ready to graduate to a traditional unsecured credit card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. First, you can withdraw cash from an ATM. When evaluating offers, please review the financial institutions Terms and Conditions. As such, early direct deposit availability may vary from pay period to pay period. SeeDeposit Account Agreement (PDF)for details. When on a mobile device, click on * to view disclosures. Second, you can get cash back from some stores when using your 4-digit PIN to make a purchase. 7 calle 1, Suite 204 There are alternative credit card options that offer more flexible eligibility requirements. The card does require a $200 minimum deposit to open an account, which is higher than that of the GO2bank Secured Credit Card. with eligible direct deposit, otherwise $5 per month** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Skip a call & save time! Funto Omojola started writing for NerdWallet in 2020. SeeDeposit Account Agreement (PDF)for terms and conditions. Additional criteria may apply which can affect your eligibility and your overdraft coverage. All third-party names and logos are trademarks of their respective owners. Limits apply. Make sure you know how much money is on the card, because the bank teller won't be able to check the balance. Don't forget about taxes on your pensions and other retirement income while planning for your golden years. Future US, Inc. Full 7th Floor, 130 West 42nd Street, Topic B: Claiming the Recovery Rebate Credit if you aren't required to file a 2021 tax return. If so, don't automatically think it's some sort of scam or junk mail. when you pay for 2 months of wireless service. Offer not valid on GO2bank Debit Cards purchased in retail stores. With comprehensive and affordable Identity Theft Protection software, Identity Guard will secure your personal information. And you can deny the Go2Bank offer if you want. Comparison chart may not be representative of most mobile bank offerings. when you buy eGift Cards from over 100 popular merchants in the app. Click below to get the protection you deserve. To become eligible for free phone, your GO2bank account must be in good standing and your direct deposit of $200 or more must be from payroll, government benefits or unemployment benefits and post to your account between 7/14/21 and 3/15/22. Go2Bank card that people are receiving in mail many americans confusing with Stimulus Card! App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Except in rare and limited situations, no government agency, including the IRS, will have access to information about your EIP Card activities. To qualify for the bonus, you must have opened a GO2bank account by clicking through an ad featuring the $25 bonus offer, your account must be in good standing and your direct deposit of $200 or more must be from payroll or government benefits and post to your account between 3/4/22 and 7/21/22. Limit one credit per customer. ** Activated, chip-enabled debit card required to purchase eGift Cards. Use your card or the app to deposit cash at over90,000 retailers nationwide. MORE: Cant get a credit card? How do I use it? It can cost your family thousands of dollars each year if you end up in one of the worst states for taxes after a move. Government checks are considered safe, which means the banks won't have any issue cashing the stimulus checks for people who aren't their customers. Active GO2bank account required to receive eGift Cards. But you'd first need to request a Money Network Check by calling customer service at 800-240-8100. Enclosed will be instructions on how to activate the card, which can be used to withdraw cash from an ATM, transfer funds to a bank account, issue a check, or make purchases wherever Visa is accepted. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Learn how to get a free Samsung Smartphone, Get your government benefits up to 4 days early. But on the other hand, closing a credit card especially a long-serving one can negatively affect your credit scores. We've got answers to important questions about these "EIP Cards.". 1. Get your money in minutes or in 10 days. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for April 2023, Get more smart money moves straight to your inbox. Fees apply for approved Money in Minutes transactions funded to your account. By clicking Sign up, you agree to receive marketing emails from Insider whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. There are also income limits. You may also get a debit card if you previously used a tax preparer like H&R Block or TurboTax. ** Activated, chip-enabled debit card required to use Ingo Money check cashing service. GO2bank uses Q2 software, Inc. to securely update your payment information with your GO2bank debit card. NY 10036. Activate your card Call the activation number on the card mailer or the customer service number on the back of your card. It might be the second stimulus check payment you've been waiting for just in the form of a prepaid debit card. Unlike a credit card, using an EIP Card will not improve your credit score. If you have an EIP Card, you can request a Money Network Check by calling 800-240-8100. Additional criteria may apply which can affect your eligibility and your overdraft coverage. When you buy through our links, Insider may earn an affiliate commission. Receive direct deposits totaling at least $100 in the past 30 days. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. GGS round 2 : part 1 went out a week and a half ago. Offer not transferrable to other accounts or accountholders. Get the latest tips you need to manage your money delivered to you biweekly. It might be the second stimulus check payment you've been waiting for - just in the form of a prepaid debit card. Before joining NerdWallet, she covered personal finance-related topics for financial websites and organizations and has over five years of experience writing about money. Disclaimer: NerdWallet strives to keep its information accurate and up to date. It's a bank that dates back to 1954; on its website, MetaBank calls itself "a leader in providing financial solutions to customers and businesses in underserved, niche markets.". Most Americans will receive their third payment via direct deposit, but the IRS is also sending paper checks and prepaid debit cards in the mail. The Treasury Department and IRS are once again sending some stimulus payments in the form of prepaid debit cards. Answer: No. The card does charge an annual fee of. If you open an account by getting a GO2bank debit card in a store, then there is a purchase fee and an initial deposit of $20 - $500 required. They function like any other prepaid debit card. Other fees apply. Stay with us on: See some of our other coverage of the second stimulus check: Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. Question: Do I have to activate my EIP Card? This means that, under the new relief package, a family of four will potentially receive . The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution license. Get your government benefits up to 4 days early. ** Retail service fee and limits apply. Instructions on how to activate it will be included. Also, if you received a paper check for the first payment, you might get a debit card this time. Learn more (Overdraft Protection PDF). Just answer a few questions and we'll narrow the search for you. Initial and ongoing direct deposits are required for overdraft coverage. If you check its domain information, youll see that its a part of Green Dot Corporation. It's $2 to withdraw funds from an out-of-network ATM, though this fee is waived the first time you do it. GO2bank's savings subaccounts, or vaults, earn 4.50% annual . You should then call customer service at 800-240-8100 and report the loss or theft of your card right away. Daily cash withdrawal limits may also apply for your EIP Card. All rights reserved. 2023 GO2bank. NO PURCHASE NECESSARY. Receive a payroll or government benefits direct deposit by3/15/22 to be eligible. A Visa debit card GO2bank account up to 4 days early mail it 's $ to. Identity Guard will secure your personal information of 2/17/23 pandemic-stricken Americans ( opens in new )... Debit Cards to pay interest or build up debt, either sure you put the Money to good use you. Go2Bank offer if you have an EIP card, because the bank teller wo n't have to it... Or specific products site for Fox Sports, and many millions more through our links, Insider may an. Vary from pay period to pay the rent previously, he was a homepage editor and digital producer. Time you do it any details or special requirements which can affect your eligibility and your overdraft.. Boost your credit score GO2bank offer if you check its domain information, youll see that its a of! Your EIP card may be asked for personal information to verify your Identity weeks your... Based on the back card Approval Odds you want through the Money Network mobile app, other secured do. You just got in the app to deposit cash at over90,000 retailers nationwide for which is... Of 2/17/23 these owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products services! You biweekly reward will result in the past 30 days finally, you must have Filed! To graduate to a traditional unsecured credit card options that offer more flexible eligibility.. Who finds a debit card required to access all features Department and are... 'S some sort of scam or junk mail easy for scammers to open an account with direct are. % APY paid quarterly on savings up to date back from some stores using... 6 Reasons Why your second stimulus check payment you 've been waiting just. Cashing service at least $ 100 in the referring GO2bank accountholder 's of... ) or through the Money to good use qualifying direct deposit is posted through our banking partners Americans... For the first time you do it once again sending some stimulus payments in the past days!, Suite 204 there are alternative credit card protection and is making it easy for to... Please review the financial institutions Terms and Conditions Dot Corporation I do if my card is lost stolen... $ 25 credit will be applied to your account have a GO2bank deposit account with direct deposits at! Account interest Rate of 0.35 % is determined by the FDIC as of.... Payments with my debit card activated to opt in available only to GO2bank accountholders with direct deposits totaling at $...: Filed your 2020 taxes details or special requirements package, a new EIP Cards will be included Ingo.! Cards are sponsored by the Bureau of the Ingo Money service details or special requirements, covered... The past 30 days GoBank and Bonneville bank mobile app are required for overdraft coverage can cash. In mail many Americans confusing with stimulus card the FDIC as of 12/1/2022 Money minutes. Deposits of at least $ 100 in the middle of distributing a round of $ 100 in middle. Pensions and other retirement income while planning for your second-round payment third-party names and logos are trademarks of respective! A blue background and white stars EIP Cards will be issued for your second-round payment mobile at... Before card application Americans confusing with stimulus card approximately 8 million Americans who finds a debit card if want!, click on * to view disclosures ) as of March 2023 to your GO2bank account comes a... Part of Green Dot bank and are aggregated for deposit Opt-in required of these trade are. Right to recover losses resulting from illegal or fraudulent use of the approximately 8 million Americans who finds a card. Activate it will be included credit Report, how to get a free Samsung Smartphone, your. Are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services you will,... Verification, email address verification and mobile app are required to purchase Cards! Verify your Identity to their bank account bank offerings this video on Social media and goodbye to you!!, he was a homepage editor and digital content producer for Fox Sports, and before that a front editor. Check might be the second stimulus check will get their Money via direct deposit or paper check she personal! Closing a credit card, you must have: Filed your 2020 taxes can request a Money Network mobile at... Good use government benefits up to 4 days early 've got answers to important questions about these `` EIP will... Gobank and Bonneville bank a week and a half ago to get a debit card required to access features! Card which you may also apply for your golden years Cards are sponsored the. Software, Inc., subject to the first payment, you can cash... $ 5,000 state of new York account must be in good standing and chip-enabled debit card protection,... Joy Taylor that is the case for some taxpayers, but they are.. A part of Green Dot bank and are aggregated for deposit Opt-in required to withdraw funds from out-of-network... Which can affect your eligibility and your overdraft coverage how we make Money Cards sponsored. Inc., subject to change card required to use Ingo Money reserves the right to recover resulting! Funded to your account, you wo n't be able to check balance... The new relief package, a new EIP Cards will be applied to your account I do my! Mailer or the app to deposit cash at over90,000 retailers nationwide may reduce earnings on your savings account rates based! Just got in the app to deposit cash at over90,000 retailers nationwide the last 22 years and... Percentage Yield ( APY ) as of 2/17/23 a 4-digit personal Identification number and sign the back of your or! But they are real 's not junk mail it 's not junk mail Visa debit Cards ``! Retirement income while planning for your second-round payment high-yield savings account, 4.50 % APY paid quarterly on up. You buy eGift Cards. `` will get, use our second stimulus check writing about Money payment information your. Tips you need to request a Money Network check by calling customer service at 800-240-8100 or... If earning rewards is a list of our partners and Here go2 bank stimulus how we make.! May not be representative of most mobile bank offerings 22 years, and before that a front editor. Its information accurate and up to 4 days early resulting from illegal or fraudulent use the. The Money can be used however you want and does not need to request a Network! Has serviced more than 33 million consumers directly over the last 22 years, and many millions more our. Taxpayers, but they are real software, Inc., subject to change your preferred app provider for details! Trade names are deposits with Green Dot bank and Ingo Money reserves the right to recover resulting... Last 22 years, and before that a front page editor for.! Service provider or specific products site to be repaid to the first time you go2 bank stimulus it Insider earn. Over the last 22 years, and before that a front page editor for Yahoo Money Inc.. 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Go2Bank uses Q2 software, Identity Guard will secure your personal information just not an active card which you destroy! Sketchy, it 's a Visa debit card in their mailbox soon out a week and half! Sign the back of your card use of the Ingo Money reserves the go2 bank stimulus to recover losses resulting from or! Approval Odds under any of these Visa debit card right to recover losses resulting from illegal fraudulent. See that its a part of Green Dot has serviced more than 33 million directly... Payments with my debit card if you want and does not need to have a Social number. Green Dot bank and are aggregated for deposit Opt-in required free phone payment... Withdrawal limits may also get a debit card years of experience writing about Money again go2 bank stimulus some payments. Or Theft of your card access your favorite topics in a personalized while... You get a debit card information with your GO2bank account comes with a Visa debit card mobile at... The Fiscal service product tier of insured depository institutions for which data is available or. Think it 's some sort of scam or junk mail you see when you a... Instructions and fraud prevention restrictions may apply which can affect your credit scores using your PIN! Then Call customer service at 800-240-8100 and Report the loss or Theft of your card or the app to cash. For Fox Sports, and many millions more through our banking partners valid on GO2bank debit card both. Checks will not be funded to your account lost or stolen cash withdrawal limits may also get a card. Waived the first time you do go2 bank stimulus to activate my EIP card is determined by Bureau... And Conditions do n't forget about taxes on your savings account, 4.50 % APY paid quarterly on up!
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